We understand that Contractors can struggle to secure mortgages, pensions and insurance on the High Street due to your unique working structure. We have teamed up with the Independent Financial Advisers (IFAs) at Freelancer Financials who specialise in offering tailored financial solutions to contractors and freelance workers.

Whether you are new to contracting or ‘a veteran’, the specialist advisers can show you on how to make the most of your money, avoiding the common pitfalls that freelancing can sometimes present and bridging the gap between your Contractor status and the benefits you may have left behind as an employee.

A range of solutions tailored to your unique needs

contractor financials


Significantly reduce your tax and avoid NI payments today by transferring part of your contract into a company sponsored personal pension whilst also building a tax efficient nest egg for your future.


Take advantage of special arrangements with lenders and save the time and hassle of finding a mortgage or remortgage that reflects your Contractor status.

Income Protection

Maintain your income in the event that you are unable to work through illness or injury.

Critical Illness Cover

Will pay out on diagnosis of a range of medical conditions so that you can continue to enjoy your current lifestyle.

Life Cover

Safeguard the future for your family with life cover that will pay out in the event of your death.

ISAs and Investments

Make the most of your savings. Shelter up to £15,240 pa in a tax efficient Individual Savings Account and pay no tax on the returns.

Private Medical Insurance

Avoid NHS waiting lists and make a speedy recovery with private medical insurance for contractors.

For more information:

The value of investments may fall as well as rise and past performance is not a guide to future returns.

Your home maybe repossessed if you do not keep up repayments on your mortgage.

Financial advice is given by Freelancer Financials, which is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Conduct Authority.