Mortgages
As a contractor it can be tough to secure a mortgage because many of the High Street lenders simply don't understand your unique working status. Too many times contractors have missed out on their perfect property because the mortgage lender realises that you will only be working with your client for a short period of time.
The independent advisers at ContractorFinancials understand the needs of Contractors have a proven track record in finding and securing competitive and suitable mortgages for your needs. Their experience of dealing with major lenders and in-depth knowledge of the market has enabled them to build strong relationships with lenders, ensuring that your mortgage is processed quickly and with minimum fuss.
They also help you avoid the expense of self certification mortgages thanks to the income criteria that they have negotiated with lenders. This enables you to borrow based on an annualised multiple of your contract rate alone.
Getting you into your new home quickly
Thanks to their experience in the field, ContractorFinancials have been able to secure special terms for our clients that allow you to gain mortgages with little deposit and their selective lender criteria mean that the whole process is much quicker with most mortgages agreed within days of your first contract.
Unlike many brokers, ContractorFinancials will not charge a fee for their services as they recover the costs from the mortgage introducers fees, however as part of the new FSA regulation you will have the option to pay 0.6% of the loan instead and they will refund the commission.
What next?
So that ContractorFinancials can find the lender that is best suited to your needs, please email candsfinance@contractorfinancials.com or call 0845 062 8888. You will then be emailed your recommendations which can be discussed in more detail. You will be assigned a contact within the company to handle your case personally and ensure that your application runs smoothly.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial advice on these pages is given by ContractorFinancials, which is a trading name of Contractor Financials Ltd who are regulated and authorised by the Financial Services Authority.
Not all products are regulated by the FSA e.g. buy to let mortgages. All rights reserved and E & OE.